Har mahine haath mein (in-hand)₹0
Haath meinIncome taxPFProf. tax
Saal ka in-hand
Gross salary
Aapka PF (saal)
Professional tax (saal)
Taxable income
Income tax + cess

Is calculator mein kya maana gaya hai (FY 2026-27)

  • New regime: ₹4 lakh tak 0%, 4–8 lakh 5%, 8–12 lakh 10%, 12–16 lakh 15%, 16–20 lakh 20%, 20–24 lakh 25%, 24 lakh se upar 30%. Salary walon ko ₹75,000 standard deduction. Taxable income ₹12 lakh tak tax zero (rebate), aur thoda upar hone par marginal relief.
  • Old regime: ₹2.5 lakh tak 0%, 2.5–5 lakh 5%, 5–10 lakh 20%, 10 lakh se upar 30% (60 saal se kam umar). ₹50,000 standard deduction, ₹5 lakh tak rebate.
  • Tax par 4% health aur education cess. ₹50 lakh se upar surcharge bhi joda gaya hai (marginal relief ke bina, isliye wahan andaaza hai).
  • 1 April 2026 se naya Income-tax Act 2025 laagu hai. Budget 2026 mein slab, rebate aur standard deduction nahi badle.

Professional tax har state mein alag hai (kai states mein ₹200 mahina tak). Apni salary slip se milaayein. Asli tax HRA, bonus aur doosri cheezon se badal sakta hai, isliye bade faisle se pehle CA se baat karein.

Aksar pooche jaane wale sawal

New ya old regime, kaunsa behtar?

Agar aapki chhoot (80C, HRA, home loan byaaj) kam hai to aksar new regime mein kam tax lagta hai. Calculator dono ka mukabla dikhata hai.

₹12 lakh tak tax zero kaise?

New regime mein taxable income ₹12 lakh tak ho to poora tax rebate mein maaf ho jaata hai. Salary walon ko ₹75,000 standard deduction bhi milta hai.

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